Pijush Kumar Baswas:
Thanks to technology, participating in worship and charitable activities is now easier and more convenient. Through Islami Bank’s Digital Donation Box and Hajj-Umra Savings, you have the opportunity to participate in sacred activities safely and directly from the comfort of your home. Hajj and Umrah Savings: As part of the long-term financial planning of those interested in performing Hajj and Umrah, Islami Bank has Mudaraba Hajj Savings Account and Mudaraba Umrah Savings Scheme. These two schemes help customers save money step by step and facilitate the performance of the holy Hajj and Umrah through financial and mental preparation. Through this savings account, customers can cover the necessary expenses for performing Hajj or Umrah – such as visa, airfare, accommodation and other expenses. You can operate smoothly through advance preparation. A person wishing to perform Hajj can open a Mudaraba Hajj Savings Account for a period of one to twenty-five years according to his ability and plan. The highest profit is paid in this account under the Mudaraba method. The customer can determine the amount of installment based on the term of the account according to his plan and financial ability, so it is easier to deposit money for Hajj. If the customer is interested in performing Hajj before the predetermined term of the account, then he can perform Hajj by depositing the remaining amount of Hajj money for that year along with the amount deposited in his Mudaraba Hajj Savings Account. Similarly, a person wishing to perform Umrah can deposit Umrah money in monthly installments for a period of one to twelve years according to his ability and plan. A person aged 18 years or above can open this account in his own name and in the case of a minor, his parents or legal guardian can open this account. Profit is paid to this account through the Mudaraba method. These schemes provide long-term savings plans and maximum profit for performing the holy Hajj and Umrah. These accounts can be opened from home, at any branch, sub-branch, agent outlet, or even through the Selfin app, with a national identity card and photo. Digital Donation Box: Islami Bank’s Digital Donation Box has made the process of donating much easier and more transparent by combining modern technology. With the help of this special service, customers can now donate or donate instantly by scanning the QR code from any banking app and mobile banking app, including Cellfin, even if they do not have cash. This method, which is free from the hassle of giving money directly, maintains complete confidentiality, and every donation transaction can be confirmed instantly. This digital facility of quickly delivering money to mosques, orphanages, Lillah boarding houses and charitable institutions in your area is recognized as a great innovation in building Digital Bangladesh in addition to accelerating social development. This service, which is basically created by combining religious beliefs and modern technology, is further encouraging the spontaneous participation of the common people in humanitarian work. There is a system to automatically deposit monthly installments and donation money for all accounts through Cellfin, i-Banking or special instructions at the branch/agent. With the combination of technological excellence and depositorship, Islami Bank Bangladesh PLC has become not only a financial institution, but also a trusted address for fulfilling people’s religious and social obligations. This unique combination of present-day comfort and hereafter liberation has strengthened Islami Bank’s position at the center of customer trust for ages.